Friday, October 31, 2008

Gay Harassment


“People would push me into lockers or trip me in the hallways or throw rocks at me inside the school or throw trash at me.”

– Josh, 15 years old

Fifteen-year-old Josh is gay. He’s so afraid of bullies that he’s asked us not to show his face or reveal his full name.

“People would push me into lockers or trip me in the hallways or throw rocks at me inside the school or throw trash at me,” he recalls.

Josh is not alone. According to a report from the Gay, Lesbian and Straight Education Network (GLSEN), nine out of 10 gay teenagers are harassed at school.

Josh was and that’s why he decided to tell his parents the truth.

“I’m gay,” he told them. “I’m getting harassed. I’m very scared in school right now—please make it stop.”

Marnie Lynch, Josh’s mom, says, “I don’t know that I can even describe the pain that I felt.”

Josh’s parents felt hurt, angry and scared.

“What my worst fear was, is that yes, he could be brutally beaten or killed because of his sexual orientation,” Lynch says.

But experts say there are ways to prevent violence against gay and lesbian students.

“It’s very important that all youth who are being harassed let the (school) administration know about it somehow, whether it’s through their parents or going directly to the administrator, or telling a teacher about it,” says Steve Epstein, a counselor who works with gay teens.

Epstein says that Josh’s parents did the right thing. They demanded action from the school’s principal and soon afterwards, the bullying ended.

“You should be able to do and be whomever you want to be,” Josh says, “and not have to endure harassment and pain and struggles from other people.”

Tips for Parents

Sexual orientation in adolescents has previously been linked to increased rate of victimization. Previous studies have found that those students who identified themselves as gay, lesbian or bisexual had a disproportionate risk for problem behaviors, including suicide and victimization. A study by Penn State found that risk is even greater when those kids feel rejected at school.

The recent survey showed that homosexual adolescents were nearly twice as likely as straight adolescents to report a history of violent attacks and witnessing violence. In addition, gay and lesbian youth were reported to be 2.5 times more likely to report that they had taken part in violence themselves. Bisexual adolescents reported no increased levels of perpetrating violence, but were more likely than heterosexual adolescents to report witnessing violence or being victimized.

The American Academy of Child & Adolescent Psychiatry (AACAP) cautions parents that “gay and lesbian teens can become depressed, socially isolated, withdrawn from activities and friends, have trouble concentrating, and develop low self-esteem. They may also develop depression.” It is important for parents of gay and lesbian teens to understand their teen’s sexual orientation and provide support. The AACAP encourages parents and family members to seek understanding and support from organizations such as Parents, Families and Friends of Lesbians and Gays (PFLAG).

The American Psychological Association provides these tips for teens who fear they may be a target of violence:


Above all, be safe. Don’t spend time alone with people who show warning signs of violence, such as those with a history of frequent physical fights, and those who have announced threats or plans for hurting others.

Tell someone you trust and respect about your concerns and ask for help ( a family member, guidance counselor, teacher, school physiologist, coach, clergy, or friend).
Get someone to protect you. Do not resort to violence or use a weapon to protect yourself.

References
American Academy of Child & Adolescent Psychiatry
American Psychological Association
American Public Health Association
Gay, Lesbian and Straight Education Network
Pediatrics
Penn State University

Thursday, October 30, 2008

Mistreated Depression

Source: Connect with Kids

“Basically, psychiatrists are pretty busy. They don’t want to spend a lot of time with people. They want to get people in and out, maybe two or three an hour. … It pays better to do that than spending an hour doing psychotherapy.”

– David Gore, Ph.D., clinical psychologist

Fifteen-year-old Sarah McMenamin suffers from depression. It started a year ago with the death of her father.

“I was just like, ‘I just want to die,’” she says, describing her feeling before seeing a therapist. “I would never kill myself, but I just wish I was dead, I just wish I was never going to wake up.”

For depressed teens, experts at the American Academy of Child and Adolescent Psychiatry say what can help is medicine – combined with talk therapy.

“I think the therapist helped me,” explains Sarah, “’cause it was talking, you know, I got it out. I didn’t bottle everything up.”

“The advantage to getting some therapy along with medication is that you get to the root of the problem,” explains Dr. David Gore, clinical psychologist. “You get to see why you’re feeling that way. And if you start understanding why you’re feeling that way, chances are pretty good you’ll stop feeling that way.”

But according to a new study from Thomson-Reuters, more teens than ever are getting medication without psychotherapy. Why? Gore has an answer.

“Basically, psychiatrists are pretty busy,” Dr. Gore says. “They don’t want to spend a lot of time with people. They want to get people in and out, maybe two or three an hour. … It pays better to do that than spending an hour doing psychotherapy.”

Three months ago, Sarah started seeing a new doctor.

“Right away he put me on Zoloft,” she says. “He didn’t even know me for an hour and he put me on it.”

But psychologists say medicine alone just won’t work as well.

“You take your pill, you’ll get some immediate relief,” explains Dr. Gore, “but the problem’s going to crop up again in two months or four months or six months. You’ve got to get to the root of the problem.”

Sarah will resume talk therapy again in a few months. She says she is looking forward to it.

“You get it out on the table and you know your feelings’” she says, “and you go in thinking it’s one thing and you come out finding out it’s like 10 different things and you’re like, ‘Wow.’”

Tips for Parents

All teens experience ups and downs. Every day poses a new test of their emotional stability – fighting with a friend, feeling peer pressure to “fit in” with a particular crowd or experiencing anxiety over a failed quiz – all of which can lead to normal feelings of sadness or grief. These feelings are usually brief and subside with time, unlike depression, which is more than feeling blue, sad or down in the dumps once in a while.

According to the Nemours Foundation, depression is a strong mood involving sadness, discouragement, despair or hopelessness that lasts for weeks, months or even longer. It also interferes with a person’s ability to participate in normal activities. Often, depression in teens is overlooked because parents and teachers feel that unhappiness or “moodiness” is typical in young people. They blame hormones or other factors for teens’ feelings of sadness or grief, which leaves many teens undiagnosed and untreated for their illness.

The Mayo Clinic reports that sometimes a stressful life event triggers depression. Other times, it seems to occur spontaneously, with no identifiable specific cause. However, certain risk factors may be associated with developing the disorder. Johns Hopkins University cites the following risk factors for becoming depressed:

Children under stress who have experienced loss or who suffer attention, learning or conduct disorders are more susceptible to depression.

Girls are more likely than boys to develop depression.

Youth, particularly younger children, who develop depression are likely to have a family history of the disorder.

If you suspect that your teen is clinically depressed, it is important to evaluate his or her symptoms and signs as soon as possible. The National Depressive and Manic-Depressive Association cites the following warning signs indicating that your teen may suffer from depression:

Prolonged sadness or unexplained crying spells
Significant changes in appetite and sleep patterns
Irritability, anger, worry, agitation or anxiety
Pessimism or indifference
Loss of energy or persistent lethargy
Feelings of guilt and worthlessness
Inability to concentrate and indecisiveness
Inability to take pleasure in former interests or social withdrawal
Unexplained aches and pains
Recurring thoughts of death or suicide

It is important to acknowledge that teens may experiment with drugs or alcohol or become sexually promiscuous to avoid feelings of depression. According to the National Mental Health Association, teens may also express their depression through other hostile, aggressive, risk-taking behaviors. These behaviors will only lead to new problems, deeper levels of depression and destroyed relationships with friends and family, as well as difficulties with law enforcement or school officials.

The development of newer antidepressant medications and mood-stabilizing drugs in the last 20 years has revolutionized the treatment of depression. According to the Mayo Clinic, medication can relieve the symptoms of depression, and it has become the first line of treatment for most types of the disorder. Psychotherapy may also help teens cope with ongoing problems that trigger or contribute to their depression. A combination of medications and a brief course of psychotherapy are usually effective if a teen suffers from mild to moderate depression. For severely depressed teens, initial treatment usually includes medications. Once they improve, psychotherapy can be more effective.

Immediate treatment of your teen’s depression is crucial. Adolescents and children suffering from depression may turn to suicide if they do not receive proper treatment. Suicide is the third leading cause of death for Americans aged 10-24. The National Association of School Psychologists suggests looking for the following warning signs that may indicate your depressed teen if contemplating suicide:

Suicide notes: Notes or journal entries are a very real sign of danger and should be taken seriously.

Threats: Threats may be direct statements (“I want to die.” “I am going to kill myself”) or, unfortunately, indirect comments (“The world would be better without me.” “Nobody will miss me anyway”). Among teens, indirect clues could be offered through joking or through comments in school assignments, particularly creative writing or artwork.

Previous attempts: If your child or teen has attempted suicide in the past, a greater likelihood that he or she will try again exists. Be very observant of any friends who have tried suicide before.

Depression (helplessness/hopelessness): When symptoms of depression include strong thoughts of helplessness and hopelessness, your teen is possibly at greater risk for suicide. Watch out for behaviors or comments that indicate your teen is feeling overwhelmed by sadness or pessimistic views of his or her future.

“Masked” depression: Sometimes risk-taking behaviors can include acts of aggression, gunplay and alcohol or substance abuse. While your teen does not act “depressed,” his or her behavior suggests that he or she is not concerned about his or her own safety.

Final arrangements: This behavior may take many forms. In adolescents, it might be giving away prized possessions, such as jewelry, clothing, journals or pictures.

Efforts to hurt himself or herself: Self-injury behaviors are warning signs for young children as well as teens. Common self-destructive behaviors include running into traffic, jumping from heights and scratching, cutting or marking his or her body.

Changes in physical habits and appearance: Changes include inability to sleep or sleeping all the time, sudden weight gain or loss and disinterest in appearance or hygiene.

Sudden changes in personality, friends or behaviors: Changes can include withdrawing from friends and family, skipping school or classes, loss of involvement in activities that were once important and avoiding friends.

Plan/method/access: A suicidal child or adolescent may show an increased interest in guns and other weapons, may seem to have increased access to guns, pills, etc., and/or may talk about or hint at a suicide plan. The greater the planning, the greater the potential for suicide.
Death and suicidal themes: These themes might appear in classroom drawings, work samples, journals or homework.

If you suspect suicide, it is important to contact a medical professional immediately. A counselor or psychologist can also help offer additional support.

References
American Academy of Child and Adolescent Psychiatry
American Foundation for Suicidal Prevention
Johns Hopkins University
Mayo Clinic
National Association of School Psychologists
National Depressive and Manic-Depressive Association
National Institute of Mental Health
National Mental Health Association
Nemours Foundation
Thomson-Reuters

Sunday, October 26, 2008

Keeping Teens From Cheating

Source: Connect with Kids

“You see it everywhere, you see it on the websites, all of these paper mills - places where you can buy papers, [there are] a variety of ways you can cheat, huge variety of ways. [And many teens think] ‘Well, if it’s so widespread, how could it be so wrong?’”

– Hal Thorsrud, Ph.D, assistant professor of philosophy, Agnes Scott College

“Hi YouTube, it’s me Kiki,” says a young teenage girl staring into her web camera. “Today I’m going to show you guys how to cheat on a test … the effective way.”

This video on YouTube, that had over 100,000 hits in the first week after it was posted, is a tutorial for cheating.

“I know it’s not a good thing to cheat,” Kiki continues, “it’s like academic dishonesty blah, blah, blah … but you know, everyone, I think everyone has at least done it once.”

Kids know cheating is wrong, but still they do it. Why?

“Sometimes the teacher doesn’t give us enough time on our work and we run out of time,” says one girl, “and we have no where else to go.”

“Students do it because they, like, don’t really care and they just want to get it done,” says another girl, “so they can go play and stuff.”

17-year-old Pat Foster says he cheated on a class assignment. “It was almost like second nature,” he says. “Not that I do it all the time, but you got to get it done. You don’t want to get a bad grade, you’re missing a couple of answers - here, scribble it down real quick.”

The problem was his teacher saw the whole thing.

“She looked down at my papers and asked me what I was doing. I looked up - I mean, I knew I was caught.”

He got detention, a one-day suspension and a zero on the assignment.

Did he learn a valuable lesson?

“You kind of learn to work the system,” Pat says. “Basically, by the time you’re a sophomore or junior you know the system and how to get around it. I mean, I know - I do try and do my homework. But if I’m going to cheat – quote-unquote cheat - I’ll do that before I get into class, instead of sitting right there in class where it’s very noticeable.”

Experts say parents need to teach their children that grades are simply one measure of learning – and that a good grade means nothing if you cheated.

“You’re ignoring that fact that you’re not really achieving anything,” says Hal Thorsrud, an assistant professor of philosophy. “It’s not an achievement to get a paper off of an Internet website. So, the best, I suppose the best way to confront the plagiarism problem in the long run is to really focus on the value of education. Just remove the desire to cheat, because you’re not going to remove the means.”

12-year-old Jessica Maledy says her parents have taught her the difference. “I think that you cheat yourself and you cheat everyone else when you cheat,” she says. “You’re using someone else’s credit, so you cheat both that person and yourself - cause it’s not your own work.”

Back in her bedroom, looking into her webcam, Kiki acknowledges that what she’s posting online is probably wrong and may get her in some trouble, “Hopefully my teachers do not see this video, cause that would be very awkward.”

Tips for Parents

A recent edition of the “Report Card on the Ethics of American Youth,” a comprehensive national survey on the ethics of young people administered by The Josephson Institute of Ethics showed the following concerning high school students:

Nearly two-thirds (71 percent) admit they cheated on an exam at least once in the past 12 months (45 percent said they did so two or more times)
Almost all (92 percent) lied to their parents in the past 12 months (79 percent said they did so two or more times)
Over two-thirds (78 percent) lied to a teacher (58 percent two or more times)
Over one-quarter (27 percent) said they would lie to get a job
Forty percent of males and 30 percent of females say they stole something from a store in the past 12 months

These statistics seem to be indicative of a drift away from the morals and values that parents traditionally associate with society in the United States. In the press release accompanying the preliminary result of the survey, Michael Josephson, founder and president of the Josephson Institute of Ethics and CHARACTER COUNTS!, called on politicians to recognize the vital importance of dealing with “shocking levels of moral illiteracy” as part of any educational reform package. Saying the survey data reveals “a hole in the moral ozone,” Josephson added: “Being sure children can read is certainly essential, but it is no less important that we deal with the alarming rate of cheating, lying and violence that threatens the very fabric of our society.”

When discussing issues of morality and values, how can a parent illustrate what it means to be a person of character? The Center for the 4th and 5th R’s provides the following examples of characteristics of an individual with a positive character. For example, a person of character …
Is trustworthy:

Honesty – Tell the truth. Be sincere. Don’t deceive, mislead or be devious or tricky. Don’t betray a trust. Don’t withhold important information in relationships of trust. Don’t steal. Don’t cheat.
Integrity – Stand up for your beliefs about right and wrong. Be your best self. Resist social pressures to do things you think are wrong. Walk your talk. Show commitment, courage and self-discipline.

Promise-keeping – Keep your word. Honor your commitments. Pay your debts. Return what you borrow.

Loyalty – Stand by, support, and protect your family, friends, employers, community and country. Don’t talk behind people’s backs, spread rumors, or engage in harmful gossip. Don’t violate other ethical principles to keep or win a friendship or gain approval. Don’t ask a friend to do something wrong.

Treats all people with respect:

Respect – Be courteous and polite. Judge all people on their merits. Be tolerant, appreciative and accepting of individual differences. Don’t abuse, demean or mistreat anyone. Don’t use, manipulate, exploit or take advantage of others. Respect the right of individuals to make decisions about their own lives.
Acts responsibly:

Accountability – Think before you act. Consider the possible consequences on all people affected by actions. Think for the long-term. Be reliable. Be accountable. Accept responsibility for the consequences of your choices. Don’t make excuses. Don’t blame others for your mistakes or take credit for others’ achievements. Set a good example for those who look up to you.

Pursue excellence – Do your best with what you have. Keep trying. Don’t quit or give up easily. Be diligent and industrious.

Self-control – Exercise self-control. Be disciplined.

Is fair and just:

Fairness – Treat all people fairly. Be open-minded. Listen to others and try to understand what they are saying and feeling. Make decisions which affect others only on appropriate considerations. Don’t take unfair advantage of others’ mistakes. Don’t take more than your fair share.
Is caring:

Caring and kindness – Show you care about others through kindness, caring, sharing and compassion. Live by the Golden Rule. Help others. Don’t be selfish. Don’t be mean, cruel or insensitive to other’s feelings. Be charitable.
Is a good citizen:

Citizenship – Play by the rules. Obey laws. Do your share. Respect authority. Stay informed. Vote. Protect your neighbors and community. Pay your taxes. Be charitable and altruistic. Help your community or school by volunteering service. Protect the environment. Conserve natural resources.
According to experts at CHARACTER COUNTS!, character building is most effective when you regularly see and seize opportunities to …

Strengthen awareness of moral obligations and the moral significance of choices (ethical consciousness).

Enhance the desire to do the right thing (ethical commitment).

Improve the ability to foresee potential consequences, devise options and implement principled choices (ethical competency).

When trying to instill morals and values to your child, experts at CHARACTER COUNTS! say it is important to …

Be consistent – The moral messages you send must be clear, consistent and repetitive. Children will judge your values not by what you say but by what you do and what you permit them to do. They will judge you not by your best moments but by your last worst act. Thus, everything you say and do, and all that you allow to be said and done in your presence, either reinforces or undermines the credibility of your messages about the importance of good character. Over and over, use the specific language of the core virtues – trustworthiness, respect, responsibility, fairness, caring and citizenship – and be as firm and consistent as you can be about teaching, advocating, modeling and enforcing these “Six Pillars of Character.” When you are tired, rushed or under pressure you are most tempted to rationalize. It may help to remember that the most powerful and lasting lessons about character are taught by making tough choices when the cost of doing the right thing is high.

Be concrete – Messages about good attitudes, character traits and conduct should be explicit, direct and specific. Building character and teaching ethics is not an academic undertaking; it must be relevant to the lives and experiences of your children. Talk about character and choices in situations that your children have been in. Comment on and discuss things their friends and teachers have done in terms of the “Six Pillars of Character.”

Be creative – Effective character development should be creative. It should be active and involve the child in real decision-making that has real consequences (such as teaching responsibility through allocating money from an allowance or taking care of a pet). Games and role-playing are also effective. Look for “teaching moments,” using good and bad examples from television, movies and the news.

References
The Josephson Institute of Ethics
CHARACTER COUNTS!
Center for the 4th and 5th R’s
“Turn It In” Plagiarism Prevention Program
National Education Association

Thursday, October 23, 2008

Cyberbullying


“I’d block them, but then they’d have another screen name and they’d be like ‘you’re a whore, you can’t get away from this’… It would just bring me to tears and I would cry because I couldn’t get away from it as much as I tried.”

– Erica Bryant, 18 years old

Everyday at school, Erica Bryant was harassed. “They’d call me a slut, call me a whore.”

The bullying became too much, so her parents decided to have her home schooled.

“So, sure, a huge part of the problem was resolved in that she didn’t have to face that trauma everyday, she didn’t have to sit in the lunchroom by herself,” explains her mom, Linda Perloff, “but what we didn’t expect was the power of the Internet …we didn’t expect the instant messaging.”

Erica explains her frustration: “I’d block them, but then they’d have another screen name and they’d be like ‘you’re a whore, you can’t get away from this. It would just bring me to tears and I would cry because I couldn’t get away from it, as much as I tried.”

Experts say cyber bullying can be even more painful and pervasive than face-to-face harassment.

“You can never really get away from it,” explains pediatrician Dr. Ken Haller, “because even if you’re not on the Internet checking out what people are saying about you, other people are.”

But, experts say, there are ways to minimize attacks online.

First, make sure your child doesn’t post anything revealing.

“If they’re thinking, I’m just putting this out there for my friends to read, they don’t realize that anyone can pick this up and someone who might be a potential bully would say, ‘Ah! I’m going to use this. This is great’,” says Haller.

Experts say if the cyber bullying doesn’t stop- print the messages out and show them to the bully’s parents. If the messages are threatening, go to the police.

“I always encourage parents to talk to your local law enforcement agency and run it by them,” says Judy Freeman, a school social worker. “Many times they say, ‘well, we really can’t do anything,’ but if it’s - if it borders onto harassment or if there’s some threat involved, they will become involved.”

Erica is now in a new school. The harassment has stopped- at least for her.

“If I see it happen to other girls I’m not going to sit by and watch,” she says. “I’m going to get involved and put an end to it.”

Tips for Parents

Bullying in America has become an epidemic. In fact, with the advent of the Internet, bullies don’t even have to have physical contact with your child to torment him/her. Thus, parents are faced with the monumental task of monitoring the activities of children in a world of virtually unlimited sources of information. Although many parents attempt to regulate the access of their children to the Internet, that access is, in fact, nearly ubiquitous. Consider these facts regarding children, technology and the Internet:

Children are increasingly using new technologies in school, at the library, at home and in after-school activities.

A recent study estimated that nearly 10 million children are online.

Over one quarter of U.S. classrooms have Internet access, and 78 percent of schools have some kind of access to the Internet.

Two out of three public libraries provide computers and Internet access for public use.
Because bullying – including online bullying – can be such an emotional issue, experts say it is extremely important to open the lines of communication with your kids. This can include …

Starting to talk with them early.
Initiating conversations.
Creating an open environment.
Communicating your values.
Listening to your child.
Trying to be honest.
Being patient.
Sharing your experiences.

Also, watch for behavioral changes. Children who are suffering from teasing and bullying may try to hide the hurt. They become withdrawn from family and friends, lose interest in hobbies, and may turn to destructive habits like alcohol, drugs, and acts of violence.

While bullying, harassment and teasing are unfortunate aspects of childhood, you can help minimize these occurrences by raising non-violent children. The American Academy of Pediatrics cites the following tips for curbing hurtful behavior in your child:

Give your child consistent love and attention. Every child needs a strong, loving relationship with a parent or other adult to feel safe and secure and to develop a sense of trust. Without a steady bond to a caring adult, a child is at risk for becoming hostile, difficult and hard to manage.

Make sure your child is supervised. A child depends on his or her parents and family members for encouragement, protection and support as he or she learns to think for him or herself.
Without proper supervision, your child will not receive the guidance he or she needs. Studies report that unsupervised children often have behavior problems.

Monitor your child’s Internet use. If your child knows you are watching, he/she is less likely to take part in cyber-bullying. Also, encourage him/her to avoid using chat rooms with violent or derogatory conversations.

Show your child appropriate behaviors by the way you act. Children often learn by example. The behavior, values and attitudes of parents and siblings have a strong influence on them. Be firm with your child about the possible dangers of violent behavior and language. Also, remember to praise your child when he or she solves problems constructively without violence.

Be consistent about rules and discipline. When you make a rule, stick to it. Your child needs structure with clear expectations for his or her behavior. Setting rules and then not enforcing them is confusing and sets up your child to “see what he or she can get away with.”

Try to keep your child from seeing violence in the home or community. Violence in the home can be frightening and harmful to children. A child who has seen violence at home does not always become violent, but he or she may be more likely to try to resolve conflicts with violence.

Try to keep your child from seeing too much violence in the media. Watching a lot of violence on television, in the movies and in video games can lead children to behave aggressively. As a parent, you can control the amount of violence your child sees in the media by limiting television viewing and previewing games, movies, etc., before allowing access to them by your child.
Help your child stand up against violence. Support your child in standing up against violence.
Teach him or her to respond with calm but firm words when others insult or threaten another person. Help your child understand that it takes more courage and leadership to resist violence than to go along with it.

References
Kaiser Family Foundation
Talking With Your Kids
British Medical Journal
American Academy of Pediatrics
University of California- Los Angeles

Saturday, October 18, 2008

Identity Theft and Teens

Source: Connect with Kids

“If they’ve managed to get a hold of your Social Security number and take out credit card applications in your name, that may go on for months before you realize it and it may actually take you years to resolve the problem.”

– Suzanne Boas, president, Consumer Credit Counseling Service

Identity theft is an ever-increasing threat for all consumers -- one that could damage your credit ratings and cost you thousands of dollars. And teenagers are among the most vulnerable.

Suzanne Boas, president, Consumer Credit Counseling Service, has seen the damage first-hand. “It is frightening to think what can happen to you when someone gets a hold of your identity,” she says.

Hailey Lowe, 18, has heard of one way thieves can steal identities. “I guess they could … get online – I’ve heard of people doing that – get online, take your identity and buy stuff,” she says.

And that’s just the beginning. Boas says, “If they’ve managed to get a hold of your Social Security number and take out credit card applications in your name, that may go on for months before you realize it and it may actually take you years to resolve the problem.”

The far-reaching effects of identity-theft create countless hurdles to overcome. “You may have difficulty getting a job where a credit report is required. You may have trouble renting an apartment. You may have trouble leasing a car. You may have all sorts of difficulties that you can’t even imagine now,” says Boas.

While everyone is at risk, why are teenagers being singled out?

Boas says, “A teenager is a perfect target; just by virtue of their age, they’ve got an unblemished credit record to begin with.”

That’s why, experts say, parents need to help kids protect themselves.

“Number one would be leave your Social Security card at home,” says Boas. “Secondly, make sure you protect your credit cards all the time, and your checkbook. Don’t take them when you’re going out partying.”

And third, remember that your identity can be stolen online.

“So if you’re going to use a credit card on the Internet,” says Boas, “make sure that you’re going into a secure website.”

Knowing the risks of theft is the first step in protecting your identity and your financial future. And Hailey Lowe is now more aware.

“I think I’ll try harder definitely, knowing that it’s a bigger risk than I thought before,” she says.

Tips for Parents
In recent years, identity theft has become a very serious threat, due in part to the Internet and the availability of online activities, such as banking, shopping, and gaming. Consider the following statistics:

The average cost to an identity-theft victim is more than $1,000 to remedy damages. Sometimes it takes years to set things straight.
Consumer groups estimate that as many as 750,000 people a year are victims of identity theft.
Identity theft is the most popular form of consumer fraud, in part because it is the most profitable. Identity thieves stole nearly $100 million from financial institutions last year, or an average of $6,767 per victim.
One of the first question parents ask is, “How do thieves steal my information, or my child’s information?” According to the Identity Theft Resources Center, thieves work in a number of ways. They can:

Go through your trash, looking for straight cut or un-shredded papers and records.
Steal your mail, wallet or purse.
Listen in on conversations you or your child have in public.
Trick you or your child into giving them information over the telephone or by email.
Buy the information via the Internet or from someone else who might have stolen it.
Steal it from a loan or credit card application you or your child may have filled out, or from files at a hospital, bank, school or business that you deal with. Thieves may obtain these records from trash dumpsters outside of such companies.
Get it from your computer, especially those without firewalls.
Be someone you know – even a friend or relative -- who has access to your information.
If you or your child becomes a victim of identity theft, experts at the Federal Trade Commission (FTC) offer the following suggestions:

Contact the fraud department of any of the three major credit bureaus to place a fraud alert on your credit file. The fraud alert requests creditors to contact you before opening any new accounts or making any changes to your existing accounts. As soon as the credit bureau confirms your fraud alert, the other two credit bureaus will automatically be notified to also place fraud alerts. Each bureau will send you credit reports free of charge.
Close any of your accounts that you suspect have been tampered with, as well as any new accounts that have been opened fraudulently. Use the ID Theft Affidavit when disputing new unauthorized accounts.
File a police report, and get a copy of the report to submit to your creditors and others that may require proof of the crime.
File your complaint with the FTC. The FTC maintains a database of identity theft cases used by law enforcement agencies for investigations. Filing a complaint also helps the FTC learn more about identity theft and the problems victims have.
References
Identity Theft Resource Center
Federal Trade Commission
Privacy Rights Clearinghouse

Wednesday, October 15, 2008

Teens, Sex and Depression




“It hurts, because I care so much about him.”

– Teagan, 15 years old

Fifteen-year-old Teagan says her new boyfriend is wonderful. “I never thought anyone like Preston could come along,” Teagan says. “He’s the greatest guy I’ve ever known.”

But is she as lucky as she thinks?

Studies show that romantic involvement brings adolescents down, rather than up. What’s more, researchers at the University of North Carolina find that teen girls who are sexually active are twice as likely to be depressed compared to girls not having sex.

But, even among abstinent teens who date, one of the problems is trust.

“Say your boyfriend went off to work and never called you that day,” Teagan says. “And you talked every single day on the phone. I mean you’d be kind of concerned and kind of wondering why. And then someone comes along and says ‘well maybe he’s cheating on you…’”

Combine adolescent insecurity with imagination and the result is a lot of questions: Where is he? Why doesn’t she call? Does he really like me? Why is she talking to that other boy?

That’s where most of the stress comes in,” Teagan says. “Getting thoughts in your head about what might be going on, when it probably isn’t going on at all.”

Experts say parents can help ease their child’s pain by listening and taking them seriously. It’s not puppy love to them, it’s real. “It hurts,” Teagan says, “because I care so much about him.”

Experts also advise teaching your child that early relationships may hurt, but they’re indispensable. “They will have many relationships before they finally settle on a life mate,” says Cheryl Benefield, a school counselor. “Let them know that when things happen, it’s maybe just preparing them for a better relationship in the future.”

Tips for Parents
According to the National Institute of Mental Health, boys and girls seem to be equally at risk for depressive disorders during childhood, but during adolescence, girls are twice as likely as boys to develop depression. Family history and stress are listed as factors, but another factor that often causes depression in girls is the break-up of a romantic relationship.

The authors of a study conducted at Cornell University titled “You Don’t Bring Me Anything but Down: Adolescent Romance and Depression,” found that females become “more depressed than males in adolescence partly as a consequence of their involvement in romantic relationships.” The reason? According to the study, “females’ greater vulnerability to romantic involvement explains a large part of the emerging sex difference in depression during adolescence.”

At any given time, five percent of children suffer from depression. Children under stress, who have experienced a loss, or who suffer from other disorders are at a higher risk for depression. Here are some signs of depression from the American Academy of Child and Adolescent Psychiatry (if one or more of these signs of depression persist, parents should seek help):

Frequent sadness, tearfulness, crying
Hopelessness
Decreased interest in activities, or inability to enjoy previously favorite activities
Persistent boredom; low energy
Social isolation, poor communication
Low self-esteem and guilt
Extreme sensitivity to rejection or failure
Increased irritability, anger or hostility
Difficulty with relationships
Frequent complaints of physical illnesses such as headaches and stomachaches
Frequent absences from school or poor performance in school
Poor concentration
A major change in eating and/or sleeping patterns
Talk of or efforts to run away from home
Thoughts or expressions of suicide or self destructive behavior
Getting an early diagnosis and medical treatment are critical for depressed children.

Depression is a serious condition, which, if left untreated, can even become life threatening. Suicide is the third leading cause of death among young people, leading to nearly 4,000 deaths a year. The rate has tripled since 1960. Therapy can help teenagers understand why they are depressed and learn how to handle stressful situations. Treatment may consist of individual, group or family counseling. Medications prescribed by a psychiatrist may be needed to help teens feel better.

Ways of treating depression include:

Psychotherapy: to explore events and feelings that are painful and troubling. Psychotherapy also teaches coping skills.
Cognitive-behavioral therapy: to help teens change negative patterns of thinking and behaving.
Interpersonal therapy: to focus on ways of developing healthier relationships at home and school.
Medication: to relieve some symptoms of depression (often prescribed along with therapy).
References
Journal of Health and Social Behavior
National Institute of Mental Health
American Academy of Child and Adolescent Psychiatry
National Mental Health Association
University of North Carolina

Sunday, October 5, 2008

Kids Not Prepared for College? By Connect with Kids


“We found that when students take those upper-level courses, beyond Algebra Two... it greatly increased their chances of being ready for college.”

– Jon Erickson, ACT Educational Services

Twins Lauren and Stefanie Milligan are college freshman. Both of them say their high school wasn’t all that demanding.

Lauren says: “I saw teachers who lacked willingness to really be there. Teachers who I thought didn’t really seem to care about preparing their students.” And she notes, “I didn’t see a lot of incentives in my school for students to be academically motivated. We didn’t really get any kind of rewards or anything like that for being motivated.”

Stefanie had a similar experience. “Most of my friends,” she says, “were in what was called on-level classes. And the on-level classes were not intense. (They) did not require much effort at all … didn’t require attendance, even.”

That leaves many experts wondering … are high school kids prepared for college?

Jon Erickson, vice president of educational services for ACT, which administers the annual college entrance exam, explains, “If students aren’t ready for college, especially as measured by the college readiness benchmarks, their odds of either not getting into college, of going into remediation or not doing well once in college or of not graduating are greatly increased.“

In fact, according to a study by the public awareness group ‘Strong American Schools,’ more than one-third of college freshman need remedial courses to catch up. And yet, 80 percent had a 3.0 or higher GPA in high school.

Experts say, the way to get ready for college is for high school kids to take the toughest courses they can.

“We found that when students take those upper-level courses beyond Algebra Two… the upper science courses like physics,” says Erickson, “it greatly increased their chances of being ready for college, regardless of how they do in high school.”

And he says parents can play a huge role in motivating their kids. “We find that if they help their students choose their four-year course plan very early in eighth-grade, that’s a great benefit to students.”

Stefanie and Lauren say they were encouraged to take those higher-level courses, and it’s paying off. Both are doing well in their first semester in college as they head into final exams.

“I’ve always been very into my education and wanting to push for success,” says Lauren, “and my parents always placed a big emphasis on my schoolwork.” Stefanie says, “I really feel that I was prepared, that I know what my teachers expect of me.”

Tips for Parents

Even with a diploma in hand, many high school graduates do not have all of the skills necessary to succeed in college-level coursework or workforce training. The “Diploma to Nowhere” study is one of many finding that students aren’t prepared for college. Among the findings in a report from ACT: Only 22 percent of the 1.2 million high school graduates who took the ACT Assessment in 2004 achieved scores that would deem them ready for college in all three basic academic areas — English, math and science.

Among the class of 2004, only 26 percent of ACT-tested high school graduates had scores indicating that they are ready to earn a "C" or higher in their first college biology course, and only 40 percent had scores indicating that they are ready to earn a "C" or higher in their first college algebra course. In addition, results from ACT's assessments for eighth- and 10th-graders have suggested that students who graduate from high school in 2006 and 2008 will be no better prepared for college than this year's graduates.

The ACT Assessment is published and administered by Iowa City-based ACT, formerly American College Testing. Similar to the SAT, the test measures college aptitude.
“The fact is, American high school students are not ready for college, and they’re not ready for work,” said Cynthia B. Schmeiser, ACT’s vice president for development.

Seventy-eight percent of students who took the ACT were not prepared for college-level biology, algebra or English-composition classes.

Eighth-, ninth-, and 10th-graders fared just as poorly on ACT-sponsored tests of their college readiness as 2004 graduates.

Of these younger students only 12 percent were prepared for postsecondary lessons in biology, 34 percent for algebra and 63 percent for English composition.

Curriculum changes may not bring quick results.
“When American public schools do not ensure students receive a quality education, they fail in their mission and in their obligation to taxpayers," says Strong American Schools Chairman Roy Romer. "Our country cannot afford a high school diploma that does not show real student achievement."

The ACT’s report “urges schools to strengthen the high school core curriculum to help improve students' readiness for college and the workforce. Students in K-8 who are not learning the foundational skills for rigorous high school coursework should be identified earlier and provided with supportive interventions, thus preparing them for higher-level math and science courses such as trigonometry, pre-calculus, chemistry and physics.

To increase the number of students ready for college and work, ACT is launching "Ready to Succeed," a national demonstration project that will focus on course quality and rigor. Selected school districts will work with a team of specialists to evaluate the rigor of their courses, to provide the resources and training necessary to improve them, and to measure improvements in student achievement.

Recent research indicates that the skills required for workforce training beyond high school are the same as those expected of a first-year college student.

Students at all levels of achievement can benefit from taking rigorous courses.
Too few high school students enroll in challenging classes, and the quality of those courses, which may look rigorous on paper, varies greatly by school.

The traditional core high school curriculum of four years of English and three years of mathematics and science may not be sufficient for students to be prepared for college. Students who took more than that minimum were far more likely to succeed in college, the study found.

References
ACT, Inc.
Education Week
Simple Things You Can Do To Help All Children Read Well
Strong American Schools

Thursday, October 2, 2008

Getting Teens to Talk


I speak with parents frequently and the most common problems I hear is the lack of communication with their teenagers today. Connect with Kids has a great article to help you break through this communication barrier with some great tips and ideas in dealing with your teens.


Source: Connect with Kids

"You can push too much and that’ll shut the child down. So it’s a fine balance: Be available, be a good listener, and also know when you do need to push in case they’re into some things that they shouldn’t be.”

– Gloria Meaux, Ph.D., psychologist

How much do teenagers tell their parents?

“I hardly share anything with my parents,” says 16-year-old Derek Kelley.

“I share very little with my parents,” says 18-year-old Tyler Wichelhaus.

And Jessie Donaghy gives an example of a question she hates: “How was your day?”

“When you’ve had a horrible day, you just feel like people at school are mad at you,” she says. “Your classes went horribly, you failed a test. It can almost be an insult without them knowing it, because it just seems insensitive.”

Experts say parents are better served asking about something specific: school projects coming up, weekend plans with a friend, or a test that the child may be worried about

“The specific questions, you’ll get more bang for your buck if you want them to communicate back to you than some general question that you could ask a stranger on the street,” says Dr. Meaux.

“Sometimes she’ll be like ‘so how is that situation going with this person’ and I’ll just burst out crying,” says Jessie.

Experts say it starts by being easy to talk to. “You’re sort of the approachable parent, that you listen more than you talk, and listening is the hard thing,” says Dr. Meaux.

And once they truly believe you’re listening, experts say they’ll open up more.

“The more talking they’ll do because they’ll be open,” says Licensed Clinical Social Worker Freddie Wilson. “[They’ll be more open if they feel] you’re open to hearing what I’m saying rather than talking and giving them solutions and solving their problems for them. They want someone to hear them.”

And knowing when your child really needs your ear comes from getting to know your child.

“I’ll look at her and I’ll say ‘You look like you’re down, did something happen?’ Yea. Was it so and so? Yea,” explains Mrs. Donaghy.

“It helps to know that she cares and that she’s actually wanting to know about things,” says Jessie.

Tips for Parents

While the teenage years can be a very frustrating time for parents and teenagers alike, no secret formula exists for talking to teens. But the Harvard School of Public Health’s Parenting Project, which conducted extensive research on parenting teens, found that “significant agreement” exists among experts regarding important basic principles for opening the communication lines.

The project’s most recent report highlights the basics of raising and communicating with your teenagers and includes a list of strategies for each. In the report, Dr. Rae Simpson says parents need to “love and connect” with their teen.

“Teens need parents to develop and maintain a relationship with them that offers support and acceptance,” Dr. Simpson writes, “while accommodating and affirming the teen’s increasing maturity.”

According to the report, you can connect with your teen by following these suggestions:

Watch for moments when you feel and can express genuine affection, respect and appreciation for your teen.
Acknowledge the good times made possible by your teen’s personality and growth.



Expect increased criticism and debate and strengthen your skills for discussing those ideas and disagreements in ways that respect both your teen’s opinions and your own.



Spend time just listening to your teen’s thoughts and feelings about his or her fears, concerns, interests, ideas, perspectives, activities, jobs, schoolwork and relationships.



Treat each teen as a unique individual distinct from siblings, stereotypes, his or her past or your own past.
Appreciate and acknowledge each teen’s new areas of interest, skills, strengths and accomplishments, as well as the positive aspects of adolescence generally, such as its passion, vitality, humor and deepening intellectual thought.

Provide meaningful roles for your teen in the family, ones that are genuinely useful and important to the family’s well being.

Spend time together one-on-one and as a family, continuing some familiar family routines, while also taking advantage of ways in which new activities, such as community volunteering, can offer alternative ways to connect.

By respecting and loving your teenager, you open the lines of communication and build a supportive and trusting environment so that your child feels comfortable opening up to you.

Dr. Simpson offers this key message to parents: “Most things about [your teen’s] world are changing. Don’t let your love be one of them.”

Research has shown that while teenagers want their freedom, they also appreciate their parents showing concern for them and being interested in their daily activities. Experts have listed guidelines for parents to set for their teenagers while still allowing them room to grow.

Monitor what your teen watches on television.
Monitor what your teen does on the Internet.
Put restrictions on the music your teen purchases.
Know where your teen spends his or her time after school and on the weekends.
Expect to be told the truth by your teen about where he or she is going.
Be “very aware” of your teen’s academic performance.
Impose a curfew.
Eat dinner with your teen six or seven nights a week.
Turn off the television during family meals.
Assign your teen regular chores.
By setting some or all of these rules, you will be in control and have a working knowledge of your teen’s activities, while still allowing them to make their own choices and decisions.

References
Bonus Families
Families are Talking
The Media Project
Focus on the Family